Benefits for Students in Scotland Handbook
Part 2: Student support
This chapter covers:
1. Full-time higher education (below)
2. Full-time further education ()
3. Part-time students ()
4. Postgraduates ()
5. Nursing and midwifery students ()
6. Other support for students ()
This chapter outlines the support available for people studying in Scotland who are eligible for student support under the Scottish system. It lists the type of support available, but does not describe the rules for qualifying for it – eg, residence rules. For where to find information on claiming student support and how much you might get, see Appendix 2. See Chapter 16 for how student support affects universal credit, Chapter 17 for how it affects means-tested benefits, Chapter 18 for how it affects tax credits and Chapter 19 for how it affects health benefits.
- Most full-time undergraduate students are eligible for a student loan, and may also get a bursary and living costs grant.
– Full-time students in non-advanced education may be eligible for a bursary maintenance allowance, and grants for travel and study costs.
– Part-time students may get help with fees and other limited support.
This section is for full-time undergraduates (including allied healthcare students) and full-time students on Higher National Certificate (HNC)/Higher National Diploma (HND) courses. It is also relevant for full-time students on Professional Graduate Diploma in Education courses. Funding is different for other full-time postgraduates (see ) and for nursing and midwifery students (see ).
Student support from the Student Awards Agency Scotland (SAAS) is made up of:tuition fees; student loan; care experienced students' bursary; young students' bursary; independent students' bursary; dependants' grant; lone parents' grant;
care experienced accommodation grant ;
disabled students' allowance.
In addition, your college or university administers a:lone parents' childcare grant; discretionary fund;
Travel expenses are no longer available, except for students doing a compulsory year abroad, for a placement on an allied health professions or nursing course, and for disabled students who cannot use public transport.
Loans The Education (Student Loans) (Scotland) Regulations 2007, No.154
Grants The Students’ Allowances (Scotland) Regulations 2007, No.153
See also SAAS Funding Guide 2018-2019.
You cannot usually get your tuition fees paid if you have previously been on a full-time higher education course and had help from public funds. You may, however, get one year's additional funding if you need this – eg, to change courses or repeat a period of study. This is known as a 'plus one' year.
Contact SAAS to check your entitlement. Even if you are not entitled to help with your tuition fees, you can normally apply for a student loan and living costs grants.
Tuition fees are paid directly to your college or university. Your income is not assessed and the amounts are not repayable. If your fees are higher than the amounts payable, you must pay the difference.
|Tuition fees 2018/19|
|HNC/HND or equivalent||£1,285|
|Degree or equivalent||£1,820|
Student loans are low-interest loans for students, only repayable when you have graduated and are earning over £18,330 a year. You repay the loan at a rate of 9 per cent of your income which exceeds £18,330. Student loans are partly based on your income. You must provide a national insurance number in order to get a loan. If you do not have one, you can apply to the DWP.
|Maximum student loan 2018/19|
|Family income||Dependent student under 25||Independent student under 25, or student aged 25 or over|
|£24,000 to £33,999||£5,750||£6,250|
|£34,000 or over||£4,750||£4,750|
You are eligible if you are under 25 on the first day of the first academic year of your course (for an autumn start course, this is 1 August) and from a family with an income of less than £34,000 a year. The amount of the bursary depends on your and your family's income. In 2018/19, a maximum of £1,875 is paid if your and your family's combined income is under £19,000 a year. It is paid on top of the maximum loan of £5,750.
The independent students' bursary is paid in addition to the maximum loan of £6,750. Students classed as independent are eligible for £875 if their household income is below £19,000 a year.
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