Benefits for Students in Scotland Handbook
Part 1: Benefits and tax credits
Chapter 11: The social fund
2. Sure Start maternity g...
Note: Sure Start maternity grants will be replaced by Best Start grants in Scotland from summer 2019. See www.cpag.org.uk/scottish-benefits for more information.
A Sure Start maternity grant is a grant of £500 to help with the costs of a new baby. You are usually only eligible if there is no child under 16 in the household already. To qualify you must get:universal credit; or income support; or income-based jobseeker's allowance; or income-related employment and support allowance; or pension credit; or child tax credit; or
working tax credit including a disability or severe disability element.
Claim at the local Jobcentre Plus office on Form SF100 up to 11 weeks before the birth or within three months of the birth. If you are waiting to hear about a claim for one of the qualifying benefits, make sure to claim the maternity grant within the deadline. Your entitlement is then protected and the grant can be awarded once the benefit decision is made, although you may need to fill in a second SF100.
Note: funeral payments will be replaced by funeral expense assistance in Scotland from summer 2019. See www.cpag.org.uk/scottish-benefits for more information.
A funeral payment is made to help with burial or cremation costs. To qualify you must get:universal credit; or income support; or income-based jobseeker's allowance; or income-related employment and support allowance; or pension credit; or housing benefit; or
child tax credit; or
working tax credit including a disability or severe disability element.
Unless you are the partner of the person who died, you may not get a payment if there is a close relative who does not get one of these benefits.
Claim at the local Jobcentre Plus office on Form SF200 within three months of the funeral.
You can get a budgeting loan to help you pay for certain items – eg, furniture, clothes, removal expenses, rent in advance, home improvements, travelling expenses, maternity expenses, funeral expenses and jobseeking expenses. If you are claiming universal credit, you must apply for a budgeting advance instead of a budgeting loan (see ).
The amount of budgeting loan you can get depends on the size of your family and how long you have been on benefit. To qualify, you must have been getting one of the following for at least 26 weeks before your claim is decided:income support; income-based jobseeker's allowance; income-related employment and support allowance; or pension credit.
See CPAG's Welfare Benefits and Tax Credits Handbook for details of who can get a loan and how to apply.
If you think a decision about your maternity grant or funeral payment is wrong, you can ask the DWP to look at it again. This process is known as a ‘reconsideration’ (the law refers to it as a ‘revision’). Provided you ask within the time limit (usually one month), the DWP notifies you of the decision in a ‘mandatory reconsideration notice’. If you are still not happy when you get this notice, you can appeal to the independent First-tier Tribunal. If it was not possible to ask the DWP to reconsider the decision within a month, you can ask for a late revision (within 13 months), explaining why it is late. You can also ask the DWP to look at a decision again at any time if certain grounds are met – eg, if there has been an official error.
You can ask for a review of a budgeting loan decision within 28 days of the day the decision was issued to you (or sometimes later, if you have special reasons or if there is a mistake in the decision about the law or the facts of your case).
This chapter covers:
1. What is universal credit ()
2. Who is eligible ()
3. Basic rules ()
4. Amount of benefit ()
5. Claiming universal credit ()
6. Challenging a decision ()
7. Other benefits and tax credits ()
– Universal credit (UC) is a new benefit, replacing means-tested benefits and tax credits.
– It can include amounts for adults, children, illness, caring responsibilities, rent and childcare costs.
– You claim with your partner, and you are paid monthly in arrears in a single household payment.
– UC 'full service' is being rolled out to all areas by the end of 2018.
- If you already get UC when you start studying, you can only continue to do so in certain circumstances – eg, if you have a child.
– The amount you get is usually affected by any grant, loan or other income you have.
Universal credit (UC) is a new means-tested benefit for people of working age. The 'full service' of UC has been introduced in most local authority areas in Scotland. All areas are expected to become full service by the end of 2018.
In a UC 'full service' area, you cannot make a new claim for a benefit or tax credit that UC is replacing (except for housing benefit (HB) in some cases - see , or, if you have not yet claimed UC and you have three or more children – this exception may end from February 2019). You must claim UC instead. Once you claim UC, you remain on UC (provided you are still eligible), even if your circumstances change.
UC replaces the following benefits and tax credits:
income-based jobseeker’s allowance (JSA);
income-related employment and support allowance (ESA);
child tax credit (CTC);
working tax credit (WTC).
UC is being introduced gradually, so whether a new claim is for UC or an existing benefit depends on your circumstances and where you live. For example, if you have recently lost your job and you live in a 'full service' area, you have to claim UC rather than make a new claim for income-based JSA (unless you have three or more children). This applies even if you already get HB or tax credits. These benefits then stop, as they are replaced by UC.
If you have claimed UC and then start studying, you may be able to remain on UC in some circumstances – broadly, if you are a parent, have a disability, if you are a young student in non-advanced education and without parental support, or if you have a partner who is not a student.
If you are in a UC 'full service' area and claim contributory ESA and contribution-based JSA, slightly different rules apply concerning your ability to work and your work-related responsibilites.
The amount you get is based on your circumstances (eg, whether you have a partner or child, or care for someone with a disability) and is usually affected by any grant, loan or other income you have.
To qualify for universal credit (UC), you must satisfy all the basic rules described on . Most students cannot claim UC, although there are some exceptions (see below). For UC, a student is referred to as someone 'receiving education'.
If you get UC then start studying, or you are a student who starts living with a partner who gets UC, you can stay on UC if you are in one of the groups of students who can claim, and you satisfy the basic rules.
You are 'receiving education' if you are:
–a qualifying young person. This applies if you are in non-advanced education of at least 12 hours a week and have not yet reached 31 August after your 19th birthday;
–undertaking a full-time course of advanced education (see – the rules are the same as for income support);
–on another full-time course for which a loan, grant or bursary is provided for your maintenance;
– if none of the above apply, on a course that is not compatible with your ’work-related requirements’ – ie, what you are expected to do in terms of looking for work.
You are 'undertaking a course' from the day you start the course until the last day of the course (or an earlier date when you abandon or are dismissed from the course).
If you do not count as receiving education, you can claim UC in the same way as anyone else.
If you count as receiving education, you are only eligible for UC if you:
are responsible for a child or young person;
are under 22 on a non-advanced course, you were under 21 when you started the course, and you are ’without parental support’ (see below);
have limited capability for work and also get disability living allowance or personal independence payment. Note: if the DWP refuses to allow you to claim UC and be referred for a work capability assessment to assess whether you have limited capability for work, you may be able to claim contributory employment and support allowance in order to establish your limited capability for work, and then claim UC once it has been established;
are a single foster parent;
are a member of a student couple and one of you is a foster parent;
are over the qualifying age for pension credit and your partner has not yet reached that age;
have a partner who is not a student, or who is a student but would be eligible for UC her/himself while studying;
have taken time out because of illness or caring responsibilities, you have now recovered or your caring responsibilities have ended, and you are not eligible for a grant or loan.
If you are in one of the above groups and have a partner who is also a student, you can make a joint claim for UC with her/him, even if s/he is not in one of these groups.
Without parental support
'Without parental support' means you:
–are an orphan; or
– cannot live with your parents because you are estranged from them, or because there is a serious risk to your physical or mental health, or you would face significant harm if you lived with them; or
– are living away from your parents, and they cannot support you financially because they are ill or disabled, in prison or not allowed to enter Great Britain.
Note: if you are aged 16 or 17 and receiving education, you can only claim UC if you are covered by one of the first three bullet points above – ie, you have a child, are without parental support and in non-advanced education, or are ill or disabled. If you are a 16/17-year-old care leaver and are receiving education, you can only claim if you have a child or are ill or disabled, and you cannot get help with housing costs.
Jodie is 18 and on UC. She starts a full-time course of non-advanced education. She is estranged from her parents. She is still eligible for UC.
Lewis is on UC. He moves in with his partner Liz, who is on a full-time advanced course and has a three-year-old child. They are eligible for UC.
Pauline is 23 and is on UC. She starts a full-time non-advanced course. The DWP decides that her course is not compatible with her work-related requirements, so she counts as 'receiving education'. She is single and not disabled. She is not eligible for UC while she is on her course.
Karen is on UC. She moves in with her partner, Jake, who is unemployed. Karen starts a full-time advanced course. They are still eligible for UC.
Donna is a lone parent with a nine-year-old son. She is on housing benefit (HB) and child tax credit (CTC). She lives in a UC 'full service' area. In the summer vacation she claims UC and her HB and CTC stop.
There are no work-related requirements if you are receiving education and you are:
under 22 (and were under 21 when you started your course), in non-advanced education and have no parental support; or
eligible for UC as a student (unless you are eligible after having taken time out because of illness or caring responsibilities) and you are in receipt of student income which is taken into account for UC – ie, a student loan or a grant for maintenance. This only applies during the period of the year in which your student income is taken into account. Normally, this is over the academic year (see Chapter 16). Over the summer vacation you may be subject to work-related requirements.
If you are not exempt from work-related requirements under the rules above and not exempt for any other reason (eg, because you have a child under one or you are severely disabled), you must meet your work-related requirements, otherwise you can be sanctioned. This means that your UC is reduced by the level of your standard allowance (see ). This reduction can last up to three years in some cases, even if you later meet your work-related requirements. You may be able to challenge a sanction. If you are given a sanction, get advice as soon as possible.
Sukhi is a full-time further education student . She gets a bursary maintenance allowance. She has a 12-year-old daughter. She claims UC. Because she is in receipt of a student grant for maintenance, no work-related requirements apply.
Sean is a lone parent with one child aged eight, studying a full-time Higher National Diploma course. He claims UC and does not have any work-related requirements applied because he gets a student loan. His long vacation starts on 14 June 2019. For the assessment period covering 15 June and the next two assessment periods, which are wholly within his summer vacation, he is subject to work-related requirements. If Sean cannot meet these requirements, he may be sanctioned and his UC reduced.
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